THE TEAM YOU WILL BE JOINING:
- Fortune 500 financial services firm headquartered in Charlotte, NC with a significant investment in innovation
- Recognized by Fortune as one of the world’s most admired companies in 2012 along with many other awards around social responsibility, diversity, equity and inclusion and client experience.
- Purpose driven and team-oriented environment with focuses on leveraging employee talents, cutting edge technology, and best practices and processes
- Organization that is recognized for being truly multicultural; diversity and feedback rich is in their DNA
- Highly visible opportunity as it supports organization tax policy
- Results driven organization that values accountability and continuous improvement
- Opportunity to make an impact and add value - Forthcoming investment in tools and technology to improve current processes
- Excellent Company Benefits to include medical, dental, 401k and generous PTO policy
- Responsible for leading the diligence and underwriting documentation of the most complex and larger credit relationships; leading credit presentation preparation and discussions with Credit Officer and other final approver
- Ensures loan agreement is in accordance with approval documents. Identifies potential issues contained within loan documentation and takes steps to address the issues, in consultation with RM
- Analyze financial statements/projections and documents client performance, along with identified risk and risk mitigants of most complex credits
- Provides oversight of credit relationship/project performance and monitoring activity to include overall portfolio management and understanding of current industry and market trends
- Accountable for and manages assigned portfolio by monitoring performance and trends.
- Ensures all Credit Process Metrics are within prescribed tolerances. Accountable for the risk evaluation and associated compliance requirements within assigned portfolio and for prospects
- Facilitate strong communication and collaboration across servicing and functional teams internally to maintain executional excellence
- Decision and approve non-material Borrower requests, loan amendments or modifications, client requests requiring Bank approval, annual reviews, risk ratings, and renewals within authority levels or as appropriate based on experience level in coordination with Portfolio Manager Team Lead
- Bachelor’s Degree in Accounting, Finance, or Business related area
- Excellent verbal and written communication skills along with strong analytical and problem-solving abilities
- Strong understanding and knowledge of credit principles
- Ability to handle multiple priorities under time constraints
- Demonstrated success working in a collaborative team environment
- Demonstrated proficiency in basic computer applications such as Microsoft Office products
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