Senior Portfolio Risk Analyst in Charlotte, North Carolina
THE TEAM YOU WILL BE JOINING:
Top 25 U.S. digital financial services company committed to developing award-winning technology and services.
Named one of the top 3 fastest-growing banking brands in the U.S. in 2020.
Offers a full suite of products including mortgage lending, personal lending, and a variety of deposit and other banking products (savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs), self-directed and investment-advisory services, and capital for equity sponsors and middle-market companies.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered.
WHAT THEY OFFER YOU:
Strong Executive leadership team investing in its talent and committed to developing people
Fast paced, highly collaborative, teamwork-oriented environment
Opportunity to drive change with a strong focus on process improvement in a high visibility role
Fantastic base salary + bonus potential and excellent benefits package
WHAT YOU WILL DO
Support the Portfolio Risk manager in creating and compiling storyboards and presentations that provide guidance to C-Level executives via business reviews.
Perform detailed analysis of portfolio trends and develop a comprehensive end to end understanding of Portfolio, cutting across Originations and Servicing
Perform analytics to proactively identify issues and red flags and escalate portfolio concerns to the appropriate levels of management in a timely manner
Provide drill down analyses to understand variance to forecast and performance trends
Work collaboratively with data analysts to develop and implement robust, reliable, and custom reporting and visualizations using BI tools (Tableau, Power BI, Excel) to help with monitoring Portfolio Health
Promote a strong risk culture by using constructive dissent to appropriately challenge using data and analysis.
Utilize SQL as main tool for data preparation: extracting, cleansing, aggregation, and summarizing data to create meaningful visualizations
Deliver financial and business performance reports in a timely and accurate manner
THE BACKGROUND THAT FITS
Minimum 3+years of practical experience working with large datasets with SAS and/or SQL knowledge
Minimum experience of 1-2 working with Power BI or any data-specific role with a sound knowledge of database management, data modeling, business intelligence, SQL querying, data warehousing, and online analytical processing (OLAP.)
Design, develop, test, and deploy Power BI scripts and perform detailed analytics
Perform DAX queries and functions in Power BI
Understanding of risk management concepts and key performance drivers within consumer lending portfolios.
Understanding of data mining and analytical techniques