Senior Developer – Software Development in Charlotte, North Carolina
THE TEAM YOU WILL BE JOINING:
A national top 25 provider of financial products and services for commercial and consumer clientele
Named one of the top three fastest-growing FinTech brands in the U.S. in 2020.
Company culture committed to community relations, corporate social responsibility, and innovation
Offers a full suite of products including mortgage lending, personal lending, and a variety of deposit and other banking products (savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs)), self-directed and investment-advisory services, and capital for equity sponsors and middle-market companies.
WHAT THEY OFFER YOU:
Fast paced, highly collaborative, teamwork-oriented, and inclusive environment
Top-notch leadership committed to developing people
100% remote for now, then will sit hybrid on-site three days/week in Charlotte when teams transition back to the office after October 2021
Direct Hire opportunity paying $110-120k salary plus bonus with excellent benefits package!
WHY THIS ROLE IS IMPORTANT:
Interact with various technology and business groups to develop an understanding of their business requirements and operational processes to optimize the indirect auto lending business
Focus on identifying and analyzing opportunities to improve existing algorithms and code for the next generation of the client's credit decisioning optimization system.
Solve complex problems and leverage technical expertise and understanding of the financial services industry to develop a world class optimization engine.
Work closely with a broad group of matrix partners, including business operations, IT, Risk, Finance/Pricing, Analytical Modeling, and Product Management, etc. to implement business requirements systemically.
Develop and support a real time, high availability optimization system using mathematical models, simulations and data analysis
Implement robust optimization models for new strategies related to pricing, profitability and solving for alternate loan options
Perform analysis of the performance of these systems under uncertainty using optimization tools such as XPRESS to find both exact and heuristic solution strategies for optimization problems
Create computer simulations to support operational decision-making
Recommend process optimization to allow for greater efficiency via existing and new technology
Interpret, design and codify business requirements from key stakeholders, both internal and external
Develop and manage integrations with other applications
Provide support and respond to production issues, perform troubleshooting, and initiate improvements to the overall application design
Advise and collaborate with governance resources to create detailed documentation, controls, testing and governance processes
Advise and collaborate with product managers regarding system viability and design related to implementing business requirements
THE BACKGROUND THAT FITS:
College degree(or equivalent experience) in Operations Research, MIS or computer science with a strong mathematical/statistical background or related technical field strongly preferred
Experience in mathematical programming, including non-linear/ mixed integer programming in Xpress-Mosel, CPLEX, Gurobi, SAS OR, MATLAB or other open source solvers (such as AMPL, GLPK)
Experience with Insight and Xpress-IVE
Knowledge of query-based languages and accessing data sources
Able to convey mathematical results in plain English, being able to clarify and formalize complex problems
Experience in Java, C/ C++, R, Python, XML or SQL are desirable
Experience and comfort with Agile methodologies
Excellent problem solving, team and time management skills
Ability and willingness to provide advice/direction in primary areas of expertise and share technical knowledge and expertise to other resources
Knowledge of general financial concepts – P&L calculations, amortization schedules, basic understanding of interest rates, financial metrics, pro-forma models, etc a plus