Senior Developer – Software Development in Charlotte, North Carolina
Posted 09/02/21


  • A national top 25 provider of financial products and services for commercial and consumer clientele
  • Named one of the top three fastest-growing FinTech brands in the U.S. in 2020.
  • Company culture committed to community relations, corporate social responsibility, and innovation
  • Offers a full suite of products including mortgage lending, personal lending, and a variety of deposit and other banking products (savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs)), self-directed and investment-advisory services, and capital for equity sponsors and middle-market companies.



  • Fast paced, highly collaborative, teamwork-oriented, and inclusive environment
  • Top-notch leadership committed to developing people
  • 100% remote for now, then will sit hybrid on-site three days/week in Charlotte when teams transition back to the office after October 2021
  • Direct Hire opportunity paying $110-120k salary plus bonus with excellent benefits package!



  • Interact with various technology and business groups to develop an understanding of their business requirements and operational processes to optimize the indirect auto lending business
  • Focus on identifying and analyzing opportunities to improve existing algorithms and code for the next generation of the client's credit decisioning optimization system.
  • Solve complex problems and leverage technical expertise and understanding of the financial services industry to develop a world class optimization engine.
  • Work closely with a broad group of matrix partners, including business operations, IT, Risk, Finance/Pricing, Analytical Modeling, and Product Management, etc. to implement business requirements systemically.
  • Develop and support a real time, high availability optimization system using mathematical models, simulations and data analysis
  • Implement robust optimization models for new strategies related to pricing, profitability and solving for alternate loan options
  • Perform analysis of the performance of these systems under uncertainty using optimization tools such as XPRESS to find both exact and heuristic solution strategies for optimization problems
  • Create computer simulations to support operational decision-making
  • Recommend process optimization to allow for greater efficiency via existing and new technology
  • Interpret, design and codify business requirements from key stakeholders, both internal and external
  • Develop and manage integrations with other applications
  • Provide support and respond to production issues, perform troubleshooting, and initiate improvements to the overall application design
  • Advise and collaborate with governance resources to create detailed documentation, controls, testing and governance processes
  • Advise and collaborate with product managers regarding system viability and design related to implementing business requirements


  • College degree(or equivalent experience) in Operations Research, MIS or computer science with a strong mathematical/statistical background or related technical field strongly preferred
  • Experience in mathematical programming, including non-linear/ mixed integer programming in Xpress-Mosel, CPLEX, Gurobi, SAS OR, MATLAB or other open source solvers (such as AMPL, GLPK)
  • Experience with Insight and Xpress-IVE
  • Knowledge of query-based languages and accessing data sources
  • Able to convey mathematical results in plain English, being able to clarify and formalize complex problems
  • Experience in Java, C/ C++, R, Python, XML or SQL are desirable
  • Experience and comfort with Agile methodologies
  • Excellent problem solving, team and time management skills
  • Ability and willingness to provide advice/direction in primary areas of expertise and share technical knowledge and expertise to other resources
  • Knowledge of general financial concepts – P&L calculations, amortization schedules, basic understanding of interest rates, financial metrics, pro-forma models, etc a plus




  • Employee Type: Direct Hire
  • Location: Charlotte, North Carolina
  • Category: Information Technology
  • Date Posted: 09/02/21
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