Prinicipal Data Scientist – Consumer Finance in Charlotte, North Carolina
Posted 03/21/22


  • Top 25 U.S. digital financial services company committed to developing award-winning technology and services.
  • Named one of the top three fastest-growing banking brands in the U.S. in 2020.
  • Offers a full suite of products including mortgage lending, personal lending, and a variety of deposit and other banking products (savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs)), self-directed and investment-advisory services, and capital for equity sponsors and middle-market companies.
  • Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered.



  • Fast paced, highly collaborative, teamwork-oriented environment
  • Make an immediate impact in this high visibility role
  • Base salary of $120-140k with bonus potential and excellent benefits package
  • Top-notch leadership committed to developing people



  • Charlotte, NC - Will sit Hybrid (3 days in office, 2 days remote)



  • Lead complex analytics projects which require technical sophistication and ability to navigate ambiguity
  • Prepare and analyze large, account-level consumer data from internal and external sources to identify customer behavior and strong risk indicators for the auto finance consumer
  • Support data science projects such as customer segmentation and predictive analysis, provide input to quarterly forecasting process and short-term projection
  • Perform ad-hoc analysis, prepare crisp summary, and deliver recommendation
  • Serve as primary checkpoint for external macroeconomics, consumer health and benchmarking data
  • Managing projects of various size/complexity and day-to-day tasks independently in fast paced environment
  • Ability to think strategically, use sound judgement, and balance short and long-term risk decisions
  • Strong communication and collaboration skills; ability to work effectively across multiple team
  • Understanding of risk management concepts and key performance drivers within consumer lending portfolios
  • Mentor junior members in the team



  • 5 to 10 years of analytics and data science work experience
  • Bachelor’s Degree Preferred in Quantitative/Technical Discipline (Mathematics, Computer Science, Data Science/Analytics, Economics)
  • Hands-on experience working with account-level large datasets using SQL and SAS programming
  • Knowledge of statistics, and skills with exploratory data analysis using Python, R or SAS
  • Solid written and verbal communication skills, including the ability to effectively present data analytics results to internal and external stakeholders
  • Highly self-motivated, with the ability to work effectively in fast paced environment

  • Employee Type: Direct Hire
  • Location: Charlotte, North Carolina
  • Category: Information Technology
  • Date Posted: 03/21/22
Apply Today!
Apply Today!

Apply Today!

Attach a resume file. Accepted file types are DOC, DOCX, PDF, HTML, and TXT.

We are uploading your application. It may take a few moments to read your resume. Please wait!