THE TEAM YOU WILL BE JOINING:

• Top 25 U.S. digital financial services company committed to developing award-winning technology and services.
• Named one of the top three fastest-growing banking brands in the U.S. in 2020.
• Offers a full suite of products including mortgage lending, personal lending, and a variety of deposit and other banking products (savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs)), self-directed and investment-advisory services, and capital for equity sponsors and middle-market companies.
• Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered.

WHAT THEY OFFER YOU:

• Fast paced, highly collaborative, teamwork-oriented environment
• Make an immediate impact in this high visibility role
• Base salary of $85-90k with bonus potential and excellent benefits package
• Top-notch leadership committed to developing people

LOCATION:

• Detroit, MI - 100% remote for now, then will sit Hybrid (3 days in office, 2 days remote) when staff transitions back into the office after February.

WHAT YOU WILL DO

• Responsible to execute testing for loan reviews; detect, quantify, and report issues as needed.
• Identify risks associated with potential issues.
• Assist in the development of the loan review scope and testing approach.
• Ensure testing is performed in its entirety while meeting timelines for each review.
• Ensure documentation and maintenance of work papers are in accordance with Loan Review policy and standards.
• Peer review work papers evaluating test results for appropriateness of testing conclusions.
• Develop an understanding of our Loan Review approach, methodology and tools/technology.
• Maintain regular communication with our Loan Review management, participate in meetings and interact with Business Line(s).
• Develop and maintain proactive working relationships with personnel across our company.
• Draft reporting documents and assist in preparation of final Loan Review reports.
• Ability to identify issues resulting from testing including identifying root cause and risk impacts.
• Evaluate the completeness of management's corrective action plans and ensure issues identified during reviews are remediated through management implementation.
• Perform ad hoc projects as assigned to analyze our risk and control environment.
• Participate in the preparation and analysis of Loan Review's continuous monitoring program.
• Participate in the development of data analysis across the consumer lending portfolios.

HOW YOU ARE QUALIFIED:

• Bachelor’s degree or commensurate work experience
• 3+ years of experience within a credit related role such as credit underwriting, risk management, or auditing credit / credit related processes.
• Experience in unsecured lending / credit card lending a plus.
• Understanding of risk management concepts and key performance drivers within consumer lending portfolios, including unsecured lending / credit card portfolios.
• Familiarity with risk and control concepts.
• Demonstrates the ability to work collaboratively and effectively at all levels of the organization.
• Strong project management skills; detail-oriented, deadline driven, self-motivated, and organized individual.
• Strong written and verbal communications skills.
• Critical thinking, negotiation, and conflict resolution skills.
• Ability to travel is required (up to 15%).
• Data skills (such as SQL, SAS, Python, Power BI, Tableau) considered a plus.