Loan Review Senior Analyst Credit Risk in Detroit, Michigan
Posted 02/28/22

THE TEAM YOU WILL BE JOINING:

  • Top 25 U.S. digital financial services company committed to developing award-winning technology and services.
  • Named one of the top three fastest-growing banking brands in the U.S. in 2020.
  • Offers a full suite of products including mortgage lending, personal lending, and a variety of deposit and other banking products (savings, money-market, and checking accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs)), self-directed and investment-advisory services, and capital for equity sponsors and middle-market companies.
  • Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered.

 

WHAT THEY OFFER YOU:

  • Fast paced, highly collaborative, teamwork-oriented environment
  • Make an immediate impact in this high visibility role
  • Base salary of $85-90k with bonus potential and excellent benefits package
  • Top-notch leadership committed to developing people

 

LOCATION:

  • Detroit, MI - 100% remote for now, then will sit Hybrid (3 days in office, 2 days remote) when staff transitions back into the office after February.

 

WHAT YOU WILL DO

  • Responsible to execute testing for loan reviews; detect, quantify, and report issues as needed.
  • Identify risks associated with potential issues.
  • Assist in the development of the loan review scope and testing approach.
  • Ensure testing is performed in its entirety while meeting timelines for each review.
  • Ensure documentation and maintenance of work papers are in accordance with Loan Review policy and standards.
  • Peer review work papers evaluating test results for appropriateness of testing conclusions.
  • Develop an understanding of our Loan Review approach, methodology and tools/technology.
  • Maintain regular communication with our Loan Review management, participate in meetings and interact with Business Line(s).
  • Develop and maintain proactive working relationships with personnel across our company.
  • Draft reporting documents and assist in preparation of final Loan Review reports.
  • Ability to identify issues resulting from testing including identifying root cause and risk impacts.
  • Evaluate the completeness of management's corrective action plans and ensure issues identified during reviews are remediated through management implementation.
  • Perform ad hoc projects as assigned to analyze our risk and control environment.
  • Participate in the preparation and analysis of Loan Review's continuous monitoring program.
  • Participate in the development of data analysis across the consumer lending portfolios.

 

 

HOW YOU ARE QUALIFIED:

  • Bachelor’s degree or commensurate work experience
  • 3+ years of experience within a credit related role such as credit underwriting, risk management, or auditing credit / credit related processes.
  • Experience in unsecured lending / credit card lending a plus.
  • Understanding of risk management concepts and key performance drivers within consumer lending portfolios, including unsecured lending / credit card portfolios.
  • Familiarity with risk and control concepts.
  • Demonstrates the ability to work collaboratively and effectively at all levels of the organization.
  • Strong project management skills; detail-oriented, deadline driven, self-motivated, and organized individual.
  • Strong written and verbal communications skills.
  • Critical thinking, negotiation, and conflict resolution skills.
  • Ability to travel is required (up to 15%).
  • Data skills (such as SQL, SAS, Python, Power BI, Tableau) considered a plus.


#LI-DT1
  • Employee Type: Direct Hire
  • Location: Detroit, Michigan
  • Category: Accounting and Finance
  • Date Posted: 02/28/22
Apply Today!
Apply Today!

Apply Today!

Attach a resume file. Accepted file types are DOC, DOCX, PDF, HTML, and TXT.

We are uploading your application. It may take a few moments to read your resume. Please wait!